Payment Policy

Payment Policy Overview
This Payment Policy explains how payments are handled for purchases made through this website. It covers accepted payment methods, pricing, payment authorization, transaction security, failed payments, disputes, refunds, and checkout data handling. By placing an order, you confirm that you have reviewed and accepted the payment terms described in this policy.

Order Payments and Authorization
Payment processing begins when an order is submitted at checkout. Once payment authorization is approved, the selected payment method is charged. Orders connected to declined, interrupted, incomplete, or unsuccessful payments cannot be completed. If a payment attempt fails, you can submit the payment again using corrected details or choose another available payment method.

Accepted Payment Methods
Nalora-NY accepts the following payment methods:

The availability of certain payment methods may vary depending on your location, device, browser settings, or payment provider restrictions.

Pricing and Currency
All product prices and checkout totals are displayed in United States Dollars (USD $). The total amount shown at checkout is the amount charged before the order is submitted and confirmed. Any currency conversion fees or charges applied by your bank, card issuer, or payment provider are outside the control of Nalora-NY.

Transaction Security
Payments are processed through secure third-party payment systems that use encryption to protect payment information in transit. Security measures such as fraud monitoring, transaction verification, and additional order review may be applied. Complete card details and payment credentials are handled directly by the selected payment provider and are not stored by Nalora-NY.

Failed Payments and Payment Disputes
Orders will not proceed if payment cannot be successfully authorized. If a payment is reversed, disputed, cancelled, or charged back after authorization, Nalora-NY can place the related order on hold or cancel it while the matter is reviewed. Payment disputes are handled with the relevant payment provider and the customer to determine an appropriate resolution.

Refund Processing
Approved refunds are issued to the original payment method used for the purchase. Refund timing may vary depending on the payment provider, card issuer, or financial institution. For more information about refund eligibility, return conditions, and refund processing, please review our Return and Refund Policy.

Checkout Data Handling
Personal information and payment-related details submitted during checkout are processed in accordance with applicable privacy and data protection requirements. For more information about how customer information is collected, used, and protected, please review our Privacy Policy.

Agreement to Terms
By completing a purchase on this website, you agree to this Payment Policy and to our Terms of Service, which govern orders, payments, shipping, returns, refunds, and website use.

Policy Updates
Nalora-NY can update or modify this Payment Policy from time to time to reflect operational, legal, payment provider, or regulatory changes. The updated version will be posted on this website and will take effect when published.